Your life sounds like a lot of that bad tv trope where the entire problem could have been avoided by a simple question being asked and its not for the purpose of building drama to further the storyline.
Right? That's some sitcom shit. And not in a good way.
Another of my favourites has to be the Insidious Humdrum from Carry On. I have never seen a villain quite like this, where (spoilers!) the villain is actually a cleverly hidden part of the main character instead of being his own person.
That sounds coooooooool.
Also, the argument can be made that Voldemort-Harry kind of fall under that. Similar but different.